Connect with us

Insurance

Aon Forecasts Workforce Impact Of COVID-19 With Interactive Web Application

Published

on

Aon Plc has unveiled an interactive web application that forecasts the impact of COVID-19 on employee populations throughout the U.S.

Sample dashboard for mock employer

Aon, a leading global professional services firm providing a broad range of risk, retirement and health solutions, designed the tool to help employers anticipate medical costs, absenteeism and potential needs to shift work operations due to the spread of COVID-19.

“COVID-19 has brought on uncertainties in many aspects of our lives and this application will help employers understand their risks,” said Tim Nimmer, global chief actuary of Health Solutions for Aon. “Aon’s COVID-19 Employee Impact Model forecasts the impact on your employee population based on geographic-specific infection rates and advanced epidemiologic models.”

Aon’s COVID-19 Employee Impact Model works by using de-identified demographic data on employee populations and dependents covered by the employer’s health plan. Aon’s application combines employer-specific data with geographic infection rates from the most reputable epidemiologic models. * It is updated daily based on the spread of the virus, social distancing measures taken by local governments, and the current figures of confirmed patients, hospitalizations, deaths, and testing and treatment patterns.

The tool allows employers to estimate the impact of the virus through the fall on their employee population. By selecting a date, employers can see projected cases and medical claims cost, which can change daily based on the most current COVID-19 information.

“Aon consultants will work with employers to build plans on how to keep employees safe while minimizing disruptions to their operations,” Nimmer added. “In these uncertain times, it is important that organizations have the most current information from which to base their decisions to safely maintain vital operations.”

Key features allow employers to:

view employee population impact by geographic area over time;
estimate the number of mild cases, hospitalizations, ICU visits and fatalities based on specific population demographics; and
estimate health care costs associated with testing and treatment.
Members of Aon’s Actuarial & Analytics Practice, who developed the cloud-based platform, are working to also quantify productivity and the broader business impact by adding metrics that model workers’ compensation claims, time lost, salary replacement costs, disability and life insurance, and cost savings of deferred elective medical procedures.

The application initially will be available in the U.S. and is recommended for employers with at least 300 employees. It will be expanded globally soon.

Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

Business

Sanlam, Allianz Merger Expected In Nigeria

Published

on

By

Sanlam and Allianz have sparked speculation in Nigeria’s insurance industry following a wave of coordinated digital communication activities indicating an imminent completion of the expected merger of the operations in Africa’s largest economy.
The firms, which have already merged operations in 27 African countries, including Ghana and Rwanda, under the SanlamAllianz banner, are now widely believed to be ramping up their alliance in Nigeria as the next significant step in their partnership.
Recent posts on both companies’ digital platforms featuring their logos side-by-side and joint thematic messaging have drawn attention across financial and business circles. The coordinated activity mirrors pre-merger patterns observed in other African markets where their collaboration was subsequently formalised.
In 2022, Sanlam and Allianz announced the formation of a strategic joint venture covering 27 African markets. The move was intended to combine Sanlam’s local market depth with Allianz’s global scale and technical expertise, creating a formidable pan-African financial services entity with ambitions to lead in life and general insurance, asset management, and health insurance.
The partnership has taken concrete shape in countries like Ghana, where existing operations have been unified and rebranded under the SanlamAllianz name. The goal has been to offer more relevant, inclusive, and tech-forward financial solutions for individuals and businesses in these markets.
Nigeria is the continent’s most populous nation and its largest economy, yet despite recent progress, its insurance penetration remains under 1%. In 2023, the industry crossed the ₦1 trillion gross written premium mark for the first time, indicating untapped potential and growing consumer interest in financial protection.
Given these dynamics, analysts say Nigeria is a natural next step in the SanlamAllianz expansion journey. The presence of both logos in coordinated messaging has been read as a signal of intent. Both brands already operate in Nigeria, and a merger of local operations would represent a formidable alliance and substantial consolidation.
Market observers believe such a move could raise the bar in Nigeria’s insurance industry, fostering more robust competition, improved product design, and greater consumer trust in formal financial services. It would also align with both firms’ broader objective of promoting financial inclusion and building long-term resilience across African economies.
At a time when several global brands are reassessing their African strategies, Sanlam and Allianz’s continued commitment affirms their vote of confidence in Nigeria’s long-term prospects. This potential merger could not only reshape the insurance landscape but will also evidently become a significant catalyst and signal to the global investment community that Nigeria remains a viable and valuable market.

Continue Reading

Insurance

High-stakes Gambler Gambling Establishments: Inside the World of Elite Gaming

Published

on

By

In the glittering cosmos of online casinos https://big-bass-amazon-xtreme.com, there lies an elite subset that amasses unique interest: the high roller online casinos. These unique establishments are the playgrounds of the most affluent casino players, where risks are high, and the benefits are even greater. Understanding these high-stakes settings needs greater than simply a brief glance; it is an exploration into the heart of opulence and the spirit of risk-taking.

High rollers, also referred to as “whales,” are individuals that bet huge quantities of money. They flock to these unique gambling enterprises for the attraction of high-limit tables, extravagant environments, and individualized services that cater to their every whim. Allow’s dig deeper right into what makes a high roller gambling enterprise attract attention from the remainder and why it remains to captivate the creativities of numerous.

Characteristics of High-stakes Gambler Casino Sites

High-stakes gambler casinos identify themselves with numerous defining attributes. These establishments are not merely gambling establishments with higher table restrictions; they supply a complete sensory experience made to suit the demands of their upscale clientele. Every detail, from the atmosphere to the solutions, is meticulously crafted to maintain a mood of exclusivity.

First of all, the games themselves are customized for high risks. These casinos supply greater betting restrictions than common casino sites, allowing players to wager substantial sums of cash per hand or spin. This environment deals with individuals that find excitement and exhilaration in substantial monetary threats.

Secondly, the atmosphere in money player online casinos commonly includes elegant facilities and holiday accommodations. From luxurious suites to premium dining choices, money players are dealt with to the finest comforts, guaranteeing their remain is as lavish as their gambling. Below are some vital features:

  • High-limit video gaming tables and exclusive rooms
  • Luxurious lodgings and personalized solutions
  • Costs amusement choices
  • Access to special events and experiences
  • Charitable commitment programs and incentives

All these elements work in tandem to produce a setting where high rollers feel valued and dealt with, ensuring their patronage and loyalty.

The Psychology of Money Players

To comprehend the appeal of money player casino sites, one have to explore the psychology of high-stakes gamblers themselves. These people are frequently driven by a mix of factors, including the adventure of danger, the desire for social condition, and the pleasure of deluxe.

The excitement of running the risk of large sums is inherently appealing to money players. The adrenaline thrill that accompanies wagering substantial amounts is a powerful motivator. This experience is amplified in money player casino sites, where the risks are consistently raised.

Moreover, there is a social facet to high-stakes betting. High rollers usually delight in the standing related to being able to wager such large sums. Being identified as a money player provides a particular reputation, both within the online casino and in their social circles beyond it.

Impacts on the Gambling Establishment Economy

Money players have a substantial influence on the economic climate of the online casinos they regular. The revenue generated from these gamblers can add considerably to a gambling enterprise’s bottom line. In addition, the visibility of high-stakes gamblers can improve the casino’s credibility, attracting even more site visitors and media attention.

  • Significant income from high-stakes video games and wagers
  • Enhanced exposure and prestige
  • Destination of other high-net-worth people
  • Increase to local economic situations via employment and tourism

These elements contribute to the general vitality of the casino industry, making money player gambling establishments a vital component of the betting globe.

Final thought: The Alluring World of Money Player Casinos

High roller casinos use an one-of-a-kind glimpse into a world where high-end, risk, and benefit are linked in a dazzling dancing. These facilities cater to a details clientele, offering individualized solutions and special experiences that are unparalleled in normal casinos.

The attraction of money player gambling establishments lies not only in the capacity for considerable financial incentives yet also in the stature and status that go along with being a high-stakes gambler. As long as there are individuals willing to welcome the adventure of threat, high-stakes gambler online casinos will certainly continue to prosper, providing a sanctuary for those who seek the ultimate gaming experience.

The Future of High Roller https://play-aztec-gems.com Gambling Enterprises

As the globe advances technologically and culturally, so also will certainly the landscape of high roller casino sites. Innovations in innovation may present brand-new gaming experiences, while changes in riches distribution might influence the demographics of high-stakes gamblers. However, the core components of high-end, exclusivity, and high stakes are likely to continue to be at the heart of these elite gaming facilities.

Ultimately, money player online casinos represent the peak of the gambling market, recording the spirit of luxury and adventure that defines this one-of-a-kind type of amusement. Their ongoing advancement ensures their area worldwide of elite gambling for years to come.

Continue Reading

Insurance

Litecoin Casino: A Comprehensive Overview to Crypto Betting

Published

on

By

In recent years, the realm of on-line betting has observed a significant change with the arrival of cryptocurrency gambling enterprises. Among the digital currencies making waves, Litecoin has emerged as a popular option as a result of its deal speed and cost. This post discovers the details of Litecoin gambling enterprises, giving an interesting (more…)

Continue Reading